Do Personal Injury Settlements Include Medical Bills?

If you get hurt in any kind of accident, you’re going to have some hefty medical bills so it is important to know if settlements include medical bills or not. Just a trip to the emergency room can run into the thousands of dollars. If you end up staying in the hospital for a few days, the bill can be higher than the price of a car!

This is why it’s so important that you do a few things after your accident:

If you do these things, you should have a good shot at recovering for your injuries. However, a lot of people make simple but costly mistakes when it comes to a personal injury.

So, What Should You Do After Your Personal Injury?

If you don’t call the police or document your accident, you may have a hard time proving your case. Your Las Vegas injury lawyer is going to rely on these reports in court. With no documentation that the accident took place, it may be impossible to prove the defendant is liable.

A lot of other people refuse to seek medical treatment after their accident. This is a big mistake. If you don’t go to the hospital, you’re making your lawyer’s job much harder. Here are some of the consequences of refusing medical treatment:

  • There is no proof that you were injured at all
  • Your injuries get much worse
  • You could die if your injuries aren’t treated
  • There will be no medical records to use in court
  • The defendant will claim you were injured in some other way
  • The defendant or his insurance company will argue that you didn’t mitigate your damages

You don’t want to have to deal with any of these issues. It’s better for everyone that you go to the hospital immediately after your injury. Don’t wait a day or two. Go right away.

Finally, you may think you can handle your case on your own. This could be the biggest mistake you make. No matter how intelligent you are, you aren’t a lawyer. You don’t have years of experience handling personal injury cases. Your Las Vegas injury attorney does. A Las Vegas injury lawyer can get you the maximum amount of compensation for your injuries. They’ll also make sure your case is handled properly from the start.

Who Pays for Your Medical Treatment While Your Case is Pending?

One of the first questions personal injury plaintiffs ask is who will cover their medical treatment. While you wait for your case to settle, the medical bills are going to pile up. Or, your personal health insurance will cover them.

Don’t think that your health insurance will pay these expenses out of the goodness of their heart. The insurance company knows you have a pending lawsuit. They’ll file a lien to make sure they’re reimbursed for any bills they paid related to your accident.

This means that, once your case settles, the insurance companies have to be paid back. So do any medical providers that haven’t been paid yet. For example, let’s say you see a chiropractor three times a week for a year following your accident.

Your chiropractor may let the bills pile up, knowing you have a lawsuit pending. Let’s say you see your chiropractor 150 times in that first year. At $30 per visit, you’re looking at a bill of about $4,500! This will have to be paid when you settle your case. Your Las Vegas injury lawyer will make sure this happens.

Your Settlement Will Designate Money to be Used for Medical Bills

When your personal injury attorney in Las Vegas negotiates your settlement, he’ll account for your medical bills. It’s important that you receive enough to cover your bills plus pay your attorneys their fee. You also would like to have some money left over to cover your pain and suffering.

The way your attorney does this is through the settlement agreement. Most settlement agreements will outline how much of the proceeds are designated for medical bills. These monies must then be used to pay any outstanding medical bills. They are also used to reimburse any healthcare providers and insurance companies.

There is a chance that your settlement won’t cover all of your medical expenses. If this is the case, your lawyer will have to negotiate a reduction with the providers. It depends on who paid your bills as to whether or not this is possible. For example, if Medicare or Medicaid paid your claim, they may not agree to a reduction. If it was a private insurance company, they may.

Call and speak with an experienced Las Vegas injury lawyer Nettles Morris Law Firm today. They can answer any questions you may have about your settlement or paying medical bills. The initial consultation is free and you pay nothing until you settle your case.

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